Let Us Eliminate Your Payment Processing Fees For Good

Honolulu’s trusted partner for cash discounting and POS solutions

Rated 4.9 stars

★★★★★

Who We Are

Island Payment Solutions specializes in cash discounting, surcharging, and POS systems. We help local businesses reduce or eliminate up to 100% of their payment processing fees through compliant, transparent pricing strategies.

Our Pricing Programs

Each one of our pricing programs is made to save you money on fees and keep more of your hard earned profit.

Interchange-plus

Interchange‑plus pricing is a simple, honest way to bill for credit and debit card transactions with transparent fees

Surcharge

Offset your credit card fees by passing them on to the customer while staying compliant.

Eliminates 100% of payment processing fees for the business while giving customers a discount when paying cash instead of card. A great incentive to pay cash!

Cash Discounting

Upgrade to Clover With No Upfront Cost

*Qualified Merchants can get a free Clover POS / Device Placement

Clover Station Duo

Tackle your daily traffic spikes without breaking a sweat. Station Duo is our fastest, most customer-engaging point-of-sale, designed for speed, security and engagement.

Clover Mini

Powerful and sleek. Clover® Mini takes swipe, chip, and contactless payments right out of the box. It can also do taxes, accounting, inventory, rewards, and virtually anything else your business needs.

Clover Flex

The next generation of Clover® Flex is here – Our fastest, most mobile-optimized point-of-sale ever. Accept every payment type on the go, tableside, at the counter and more

Speed. Power. Flexibility.
Meet the mini POS that always comes up big
Our fastest, most customer-engaging point-of-sale (POS)

Request Info For a Free Clover Placement

Save on Fees

Sign up to start cutting your processing costs, need a POS, or have any questions.

woman wearing yellow long-sleeved dress under white clouds and blue sky during daytime

Finally, a way to slash processing fees without confusing contracts. Island Payment Solutions delivers!

Mia K.

Happy small business owner standing outside her Honolulu cafe, smiling with a Clover POS in hand.
Happy small business owner standing outside her Honolulu cafe, smiling with a Clover POS in hand.

Their transparent pricing saved us thousands; no surprises, just clear savings every month.

Leo T.

Satisfied retail shop owner in Hawaii showing a modern card terminal with a thumbs up.
Satisfied retail shop owner in Hawaii showing a modern card terminal with a thumbs up.
★★★★★
★★★★★