Cash discounting is a pricing strategy where merchants offer a lower price to customers who pay with cash, helping businesses avoid costly credit card processing fees. By building card fees into listed prices and automatically discounting for cash payments, merchants can boost profit margins, improve cash flow, and promote transparency—all while staying compliant.

Cash Discounting

Why Choose Cash Discounting?

• Reduce or eliminate credit card processing costs

• Stay compliant with card brand and regulatory rules

• Provide customer choice and price transparency

• Avoid raising your base prices for everyone

• Works with in-store, online, and mobile payments

How It Works with Island Payment Solutions

We make cash discounting simple, seamless, and compliant.

• We provide cash discounting-ready POS systems and terminals

• We help configure your receipts, signage, and disclosures

• Our team trains you and your staff on how to explain the program to customers

• You stay compliant with Visa/Mastercard rules and state regulations

Whether you run a restaurant, retail store, auto repair shop, or service-based business, our solutions are tailored to your industry and customer experience.